Buying a new home can be the ultimate gift that you can offer your spouse or family, but it takes some hard earned money and a little bit of knowledge of the prevailing housing market to get the best deal. Today, there are hundreds of banks and lenders offering a huge range of finance and mortgage options to go for when looking to buy a new home. Leading banks such as Bank of America and Chase Bank are some of the top mortgage providers in the country and you can get mortgage loans at competitive rates from them.
Bank of America Mortgage Loan can prove to be the financial assistance that you are looking for to buy your dream home. Even if you are new to the housing and mortgage industry, the bank can help you crack a good deal with rates tailored to your needs and affordability. Bank of America mortgage loan comes in 30-year fixed, 15-year fixed and 5/1 ARM (variable) terms with interest rates and APR specific to each term. The current rates for 30-year fixed is 4.125%, for 15-year fixed is 3.375% and that of 5/1 ARM (variable) is 2.875%.
An interesting and reliable thing about Bank of America is that they provide the best of customer service, particularly when you are determined to go a long way with them. For instance, you can call at 1.866.466.0979 and talk to customer service executives of the bank to check for qualification. The bank also offers an interactive website that can help you make online qualification application. All you need to do is fill up an online form by providing some details.
On the other hand, managing your mortgage account has never been so easy. You can sign on to online banking and view mortgage statements, set up account alerts and make mortgage payment from the comfort of your home. Browse http://www.onlinebankinfo.com for more information on Bank of America mortgage rates, personal loans and customer service number.